James Garrity

James Garrity is an entrepreneur, SaaS founder, and real estate investor based in Lancaster, Pennsylvania. He is the founder of Paid360.ai, an AI-powered accounts receivable platform designed to help small businesses manage overdue invoices and improve cash flow. Prior to launching Paid360.ai, James built and operated successful e-commerce ventures that generated well over seven figures in sales, giving him firsthand experience in digital marketing, customer acquisition, operations, and scaling online businesses.

Before Paid360.ai, James built and operated businesses in e-commerce and internet marketing, learning first-hand how much of a small company's time disappears into repetitive back-office work.

That experience shapes how James builds technology today: practical software for owner-operated businesses, focused on the everyday problems — like getting paid on time — that decide whether a small company grows or stalls.